Medicaid is a government assistance public health insurance program available to families and individuals with income below a certain dollar amount. It is one of the most common ways people in the United States pay for assisted living and long-term care. Medicaid is available nationwide, but it is administered differently in each state.

In Louisiana, Medicaid does not currently automatically provide financial assistance to individuals to help pay for the cost of assisted living facilities. However, that doesn't mean there isn't hope. In Louisiana, there is a benefit called Monitored In-Home Caregiving available under the Community Choices Waiver (CCW). For people with low income and limited financial resources, Medicaid may pay for nursing home care. To discuss this type of care arrangement, consult an experienced estate planning and Medicaid attorney to find out more and how the laws and regulations may apply in your situation.

It Is Never Too Early To Talk About Medicaid Planning

Another type of care that may be covered and available in Louisiana is Monitored In-Home Caregiving (MIHC). In this type of arrangement, a family member or a friend is paid by the CCW program to provide care to the loved one in the loved one’s home. The caregiver must move into the loved one’s home and an arrangement loosely based on the adult foster care framework is established. There are strict rules for the caregiver, so it is important if you are considering this type of arrangement to consult with an experienced attorney who has counseled clients on this topic before.

There is a waiting list to be approved for these types of Medicaid waiver care arrangements. As an experienced Medicaid and nursing home attorney, I can guide you through the process of getting on this list and securing all of the necessary approvals.

The Law Offices of Charles Bull is located in Welsh, Louisiana, and I am here to help people in Welsh, Lake Charles, Lafayette, Crowley, Jennings, and Iowa create a plan to help pay for assisted living, nursing homes, and navigate the complicated Medicaid system to help pay for care.